{"product_id":"paycheck-budget-debt-payoff-savings-bundle-digital-download","title":"Paycheck Budget, Debt Payoff \u0026 Savings Bundle (Digital Download)","description":"\u003cp\u003eEvery paycheck gets a job, every debt gets a payoff date, and every savings goal gets a progress bar, all on one dashboard.\u003c\/p\u003e\n\u003cp\u003eThis bundle puts your paycheck budget, a debt snowball\/avalanche planner, sinking funds and three savings challenges in one spreadsheet, with matching printables for when you'd rather use a pen.\u003c\/p\u003e\n\u003ch3\u003eLight or dark, your choice\u003c\/h3\u003e\n\u003cp\u003eYou get two versions of the same spreadsheet: Daylight (bright and clean) and Midnight (dark mode, easier on the eyes at night). Same tabs, same formulas, same dashboard. Use whichever you like.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBudget + Debt + Savings spreadsheet (.xlsx) that works in both Excel and Google Sheets\u003c\/li\u003e\n\u003cli\u003eFREE: Midnight dark-mode version of the spreadsheet (same features)\u003c\/li\u003e\n\u003cli\u003e6 matching printables (one .zip file) in US Letter, A4 and Low-Ink: Monthly Budget, Paycheck Budget, Debt Payoff Tracker, 52-Week Savings Challenge, 100-Envelope Challenge, Sinking Funds Tracker\u003c\/li\u003e\n\u003cli\u003eQuick-Start Guide (PDF)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eThe dashboard\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eIncome this month, spent, left to spend, total debt remaining, debt-free date and savings this year\u003c\/li\u003e\n\u003cli\u003eBudget status lights for every category (On track \/ Watch \/ Over)\u003c\/li\u003e\n\u003cli\u003eProgress bars for each sinking fund, debt paid off and every savings challenge\u003c\/li\u003e\n\u003cli\u003eCharts for income vs spending, spending by category, debt balance and sinking funds\u003c\/li\u003e\n\u003cli\u003eNext 5 bills due and which paycheck pays them\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eFeatures\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003ePaycheck Plan for weekly, biweekly, semi-monthly or monthly pay (3-paycheck months counted)\u003c\/li\u003e\n\u003cli\u003eIrregular \/ gig income mode: plan from a baseline and type in each real deposit\u003c\/li\u003e\n\u003cli\u003eQuick Entry tab built for your phone\u003c\/li\u003e\n\u003cli\u003eMonthly Budget: planned vs actual for 12 months\u003c\/li\u003e\n\u003cli\u003eSinking Funds: set a goal and date and see what to save each month\u003c\/li\u003e\n\u003cli\u003eDebt Payoff for up to 10 debts, Snowball or Avalanche, with extra payments and a debt-free date\u003c\/li\u003e\n\u003cli\u003eSavings challenges: 52-week, 100-envelope and Save 5,000 in a Year\u003c\/li\u003e\n\u003cli\u003eCurrency choice ($, £, €, C$, A$) and up to 30 editable categories\u003c\/li\u003e\n\u003cli\u003eSample data included. Clear the light-blue cells and start fresh.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eCheck out. Your download link appears right after checkout and in your order confirmation email, so you can download instantly.\u003c\/li\u003e\n\u003cli\u003eOpen the .xlsx in Excel, or upload it to Google Drive and choose Open with \u0026gt; Google Sheets.\u003c\/li\u003e\n\u003cli\u003eSet your currency, pay schedule and categories on Settings.\u003c\/li\u003e\n\u003cli\u003eClear the sample data and add your bills, debts and goals.\u003c\/li\u003e\n\u003cli\u003eLog spending on Quick Entry. The dashboard keeps itself up to date.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cdiv style=\"position:relative;padding-bottom:56.25%;height:0;overflow:hidden;max-width:100%;margin:16px 0\"\u003e\u003ciframe src=\"https:\/\/www.youtube-nocookie.com\/embed\/wGjGOYLB3tc?rel=0\" title=\"How to use Paycheck Budget, Debt Payoff \u0026amp; Savings Bundle\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0\" allow=\"accelerometer; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen loading=\"lazy\"\u003e\u003c\/iframe\u003e\u003c\/div\u003e\n\u003ch3\u003eCompatibility\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eGoogle Sheets (free with a Google account), on a computer and in the Google Sheets phone app\u003c\/li\u003e\n\u003cli\u003eMicrosoft Excel 2016 or newer (Windows and Mac)\u003c\/li\u003e\n\u003cli\u003eNo macros and no add-ons\u003c\/li\u003e\n\u003cli\u003eNot built for Apple Numbers\u003c\/li\u003e\n\u003cli\u003ePrintables: any home printer or print shop, US Letter or A4. The Low-Ink version saves toner.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eFAQ\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eDoes it really work in Excel and Google Sheets?\u003c\/strong\u003e\u003cbr\u003eYes. It uses only formulas both programs support. No macros, no add-ons and no Sheets-only functions.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eI'm paid weekly, twice a month or irregularly. Will it work?\u003c\/strong\u003e\u003cbr\u003eYes. Choose weekly, biweekly, semi-monthly, monthly or irregular. For gig, tip or commission income, plan from a baseline and enter each real deposit.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCan I use it on my phone?\u003c\/strong\u003e\u003cbr\u003eYes. The Quick Entry tab is laid out for the Google Sheets phone app. Use a computer for setup.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCan I compare a consolidation loan or 0% balance transfer?\u003c\/strong\u003e\u003cbr\u003eThis bundle covers snowball and avalanche payoff. For consolidation loans and balance transfers, see our Debt Consolidation Calculator.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eNot financial advice. This is a budgeting and planning tool. Payoff dates and interest are estimates based on the numbers you enter.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eQuestions? Email \u003ca href=\"mailto:sales@buckeyebrandingcompany.com\"\u003esales@buckeyebrandingcompany.com\u003c\/a\u003e. We're The Buckeye Branding Company, a small family-run shop in Copley, Ohio, and we answer our own email.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download only. No physical item ships. For personal use only. Please don't share or resell the files.\u003c\/em\u003e\u003c\/p\u003e","brand":"The Buckeye Branding Company","offers":[{"title":"Default Title","offer_id":51353473646839,"sku":null,"price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0860\/8602\/5463\/files\/paycheck-budget-debt-payoff-savings-bundle-photo-01.jpg?v=1792351253","url":"https:\/\/buckeyebrandingcompany.com\/products\/paycheck-budget-debt-payoff-savings-bundle-digital-download","provider":"The Buckeye Branding Company","version":"1.0","type":"link"}